Buying a Car From A Dealer vs. Private Seller

Couple sitting at sales desk at dealership

If you are looking to purchase a used car in the Phoenix area, you can either buy with a private dealer or from a dealership. Then it’s time to come to Bill Luke Tempe. While it may seem as though private sellers offer more reasonable prices, that is not always the case and is not always worth the hassle, and Bill Luke Tempe wants to make it easier for you to understand the differences between dealer vs. private seller.

It is possible to find a great deal on a used vehicle through a third party, but going through a dealership like Bill Luke Tempe is ultimately the best choice in terms of saving time and money. Learn more about the pros and cons of buying from a dealer vs. a private seller below.

Buying from a Private Seller: Pros & Cons

So what are some of the pros and cons of buying from a dealer vs. private sellers when it comes to third parties? Is it always the best deal for you? What about some of the perks?


  • Owner’s Perspective: Private sellers have more intimate knowledge of the vehicle’s shortcomings, so if they are being honest, they can give you a good idea of what they expect on Norfolk roads.
  • Niche Market: If you’re looking for a very specific make and model in the Chandler area, you may want to consider a private seller. It is rare to find more historic vehicles at a dealership.


  • Iffy-at-Best Service History: There may be little to no record of repairs, and private party sellers are allowed to be dodgy when it comes to honestly providing that vehicle history report.
  • No Coverage/Protection: If you buy a vehicle from a private sale, there is no protection if your vehicle breaks down, leaving you responsible for the repair bill. Most dealerships offer warranty coverage on your vehicle, so you’ll be protected in case of an accident.

Buying from a Dealership: Pros & Cons

So what about buying a car from a dealer vs. private seller? Dealerships can offer drivers plenty of benefits for drivers to enjoy though there are some downsides.


  • Competitive Prices/Wide Selection: Dealerships price their vehicles more competitively compared to market values, which can be negotiated. You can find a great amount of the highest quality vehicles with our new vehicle inventory as well.
  • Service & Parts Centers: At Bill Luke Tempe, You’ll be able to have access to the most cutting-edge service and parts center in the Queen Creek area.
  • Certified Pre-Owned Inventory: Unlike private sellers, you can also find a vehicle in between a used and new vehicle, called a Certified Pre-Owned Vehicle. These vehicles are pre-owned but have been thoroughly inspected and offer warranty coverage, roadside assistance, special CPO financing, and more.


  • Financing: Most car shoppers who purchase vehicles from dealerships have to collaborate with dealerships to finance vehicles which some view as negative. While the most cost-effective method is to pay in cash, that might not always be possible for car buyers.

Shop for a New or Used Vehicle Today at Bill Luke Tempe

Shopping at Bill Luke Tempe is the most convenient option for buying or selling a car in the Phoenix area, so you don’t have to worry about the difference between buying from a dealer vs. private seller. The finance department at Bill Luke Tempe is here to help you make the most of your choice, and you can enjoy new and used specials for even more ways to save.


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